Life Insurance Companies

Monthly Archives: April 2013

How to Lower Your Cholesterol for a Life Insurance Exam

Many of us have financial worries at the moment and would like to reduce costs including life insurance. If you want to have a good life insurance premium then you will need to be in good health. This will make the insurer feel that you are a lower risk to insure. One thing that they [...]

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Finding Affordable Life Insurance when you are Overweight

When you are looking for life insurance you will find that there are many things that can affect the price. Your weight is one of these factors as your insurer will see being overweight as a health risk. However, there are things that you can do to keep the cost of insurance down, even if [...]

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Understanding an Irrevocable Life Insurance Trust

It is not commonly known that the earnings from your life insurance policy that you possess upon your death are integrated in your estate for tax reasons. This is due to the fact that if you are able to take out the cash rate of your policy and change who the beneficiary is, then you [...]

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Reasons Why Your Life Insurance Policy Through Work Isn’t Enough

One of the benefits of working for a company is that they often offer life insurance, and because most of the time it’s free or for a very low price, there doesn’t seem to be a negative financial reason not to claim it. However, there’s a good chance that the amount of life insurance that [...]

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5 Tips for Obtaining High Risk Life Insurance

High-risk life insurance is for people who have a higher risk of making a claim in the near future. This will apply to people who have certain medical conditions, are elderly or who have hazardous jobs. It cannot only be difficult to find this sort of insurance, but it can also be difficult to afford [...]

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How to Afford Life Insurance When You Are a Single Parent

It can be financially and emotionally draining to be your family’s sole supporter. Thinking about securing your children’s financial future may seem overwhelming, but it’s even more worrisome to think about what happens to your children when something happens to you. Many single parents overlook the importance of having life insurance, and believe that when [...]

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6 Biggest Myths of Life Insurance

Life insurance may be one of the most important financial products we can buy in our lifetime, and we need to understand the details. Yet, there are numerous misconceptions around that can cloud our understanding of this type of insurance. The six biggest myths of life insurance are: Everybody Needs Life Insurance Not everyone needs [...]

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5 Tips for Keeping Your Financial Documents Safe

In every household, there are important financial documents that need to be kept in a safe place. If there is ever a disaster, these documents will need to be kept in a place that is easily accessible, but that is not easy for thieves to find them. Such items as tax statements should be retained [...]

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How to Find Unclaimed Life Insurance Policies

According to a recent investigation by Consumer Reports, billions of dollars in unclaimed life insurance policies are waiting to be claimed by the rightful beneficiaries. The average of each unclaimed benefit is $2,000. This is good news for the beneficiaries of these funds, but they have to first become aware of the policies and then [...]

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The Pros and Cons of Cashing Out Your Life Insurance to Pay Debts

In 2012, the average American had just under $16,000 in credit card debt alone. This is a startling figure, considering this number does not include other types of large debt, such as student loan debt, mortgages, or car loans. The financial landscape for the average American seems to be bleak. Some people have different financial [...]

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