Life Insurance Quotes

Privacy Policy

Our Commitment to Privacy

At Lifeinsurancequotes.net, we are keenly aware of the trust you place in us and our responsibility to protect your privacy. As part of this responsibility, we let you know what information we collect, and this privacy policy ("Privacy Policy") addresses how we collect, use, and share this information. By using Lifeinsurancequotes.net, you agree to the terms of this Privacy Policy and our Terms and Conditions for Use.

Our Commitment:

We cannot ensure that all of your private communications and other personal information will never be disclosed in ways not otherwise described in this Privacy Policy. For example, we may be forced to disclose information to the government or third parties under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or users may abuse or misuse your personal information that they collect from the Site. We use reasonable efforts to protect your privacy, however, we do not promise, and you should not expect, that your personal information or private communications will always remain private.

We may also collect and use information from you when you voluntarily complete a survey, order form, registration page, or other form of data collection through any means, including but not limited to, U.S. mail, internet, wireless communications, SMS, facsimile, and telephone solicitations. Please understand that by providing such information, you are giving your express consent for Lifeinsurancequotes.net, its partners, insurance agents and affiliates to contact you through electronic means, mail, wireless communications, SMS, facsimile, or via telephone (even if your telephone number is registered on any national or local so-called "Do Not Call" registry). Such consent remains fully intact until Lifeinsurancequotes.net receives an email request from you with valid contact information rescinding such previously granted consent. If you did not give such express consent, or if you would like to remove such express consent, you may send such notification to admin@Lifeinsurancequotes.net.

Please understand that this Opt-Out Policy impacts only future delivery of solicitations to you sent directly by Lifeinsurancequotes.net on its on behalf. You may still receive solicitations from third parties. Such third parties may maintain their own separate databases from ours, and you will need to contact them directly to unsubscribe from each source individually. This allows you the freedom to pick and choose which subscriptions to maintain and which to discontinue.

Our Commitment to Security:

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place reasonable physical, electronic, and managerial procedures to safeguard and secure the information we collect online. However, no data transmission over the Internet can be guaranteed to be 100% secure. We cannot, therefore, warrant or ensure the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we use reasonable efforts to ensure its security on our systems.

Third Parties:

We may enter into alliances, partnerships, or other business arrangements with third parties who may be given access to personal information including your name, address, telephone number, and email for the purpose of providing you information regarding products and services that we think may be of interest to you. In connection with alliances, partnerships, or arrangements, we may also provide certain information to third parties. For example, some of our partners operate stores or provide services on our Site, while others power offerings developed by us for your use.

We also use third parties to facilitate our business, including, but not limited to, sending email. In connection with these offerings and business operations, our partners and other third parties may have access to your personal information for use in connection with business activities. As we develop our business, we may buy or sell assets or business offerings. Customer, email, and visitor information is generally one of the transferred business assets in these types of transactions. We may also transfer such information in the course of corporate divestitures, mergers, or any dissolution.

The Site may also contain links to other Internet web sites, including co-branded or other affiliated sites that may or may not be owned or operated by us. Unless otherwise explicitly stated, we are not responsible for the privacy practices or the content of such web sites, including such sites' use of any information (such as IP number, browser type, or operating system) collected when visitors to the Site click through links to those sites. Even though such information might not identify you personally, we strongly encourage you to become familiar with the privacy practices of those sites.

Your Consent:

By using our Site you consent to our collection and use of your personal information as described in this Privacy Policy. By submitting a quote request, you authorize the Site to provide your information to insurance agents, both local and national, and to our third party agent networks. You authorize these Providers to share your information with their vendors, suppliers, and insurance carriers in order to generate information for your quotes. By submitting a quote request, you acknowledge that the Site's service requires you to agree that our partner companies may obtain a consumer report or credit score from a consumer reporting agency (also known as a credit bureau) and that these partner companies do not have the right to obtain a consumer report or credit score without your written instruction-which you are granting by clicking the submit button on the Site.

By submitting a quote request, you instruct consumer reporting agencies to provide a consumer report or credit score on you to these partner companies. Where permitted by law, some insurance companies or their agents may confirm your information, through the use of consumer reports, which may include credit score and driving record.

IMPORTANT NOTICE REGARDING CONSUMER REPORT PRACTICES

AS STATED ABOVE, BY CLICKING "GET QUOTES" AND SEEKING A QUOTE REQUEST, YOU AUTHORIZE AND AGREE THAT A PROVIDER MAY OBTAIN ADDITIONAL BACKGROUND INFORMATION ABOUT YOU TO PROVIDE YOU WITH YOUR REQUESTED INSURANCE QUOTE OR POLICY INFORMATION. FOR EXAMPLE, CONSUMER AND/OR CREDIT REPORTS, OR DRIVING RECORDS, MAY BE ORDERED IN CONNECTION WITH YOUR QUOTE REQUEST. THESE REPORTS MAY PROVIDE ADDITIONAL INFORMATION THAT MAY ASSIST PROVIDERS IN DETERMINING YOUR ELIGIBILITY FOR INSURANCE PLANS OR OTHER PRODUCTS OR SERVICES, AND RATES THAT YOU MAY BE CHARGED. CONSUMER REPORTS MAY ALSO BE USED FOR UPDATES, RENEWALS, OR EXTENSIONS OF ANY INSURANCE YOU MAY OBTAIN. A PROVIDER MAY ALSO OBTAIN AND USE A CREDIT-BASED INSURANCE SCORE CONTAINED IN YOUR CREDIT REPORT. THIS INFORMATION MAY BE COMBINED BY A PROVIDER WITH INFORMATION YOU SUBMIT TO US, AND BY CLICKING SUBMIT AND SEEKING A QUOTE REQUEST, YOU ACKNOWLEDGE THAT YOU ARE PROVIDING YOUR WRITTEN PERMISSION TO OUR PROVIDERS TO OBTAIN YOUR CREDIT REPORT.

INFORMATION TRANSFER AND SHARING POLICY

When you provide personally identifiable information to us, you do so for the purpose of our sharing this information with Providers to provide you with the quotes you requested and this information then becomes subject to each Provider's own privacy policy (if any). Federal and state laws provide limitations on the information practices of financial institutions such as insurance companies. Providers and others to whom we may forward your personally identifiable information may contact you with a quote by email, telephone, postal mail, or other forms of communication as permitted by law and you agree to receive such contacts when you submit your information, regardless of the presence of your phone number(s) on any local or national no-call or similar no solicitation list. Please understand that because we are in the business of helping consumers and Providers identify one another, if you are a consumer and you do not permit us to share your personally identifiable information with a Provider, we will be unable to assist you and certain of our services and offerings will be unavailable to you. We expect our Providers to whom we forward your information to follow applicable laws.

Other Usage and Offerings:

From time to time we may seek to make available additional offerings and services including those that may not be insurance-related. In doing so, we will strive to give our users choices about whether or not you would like to continue to receive future promotional or marketing communications from us either directly or on behalf of others whose offerings we think may be of interest to you. In identifying which offerings we think may be of interest to you, we may use and analyze information you have provided to us. If you choose not to receive such marketing communications, you may still receive certain relationship or transactional communications from us as described herein.

Vendors and Suppliers:

We may provide personally identifiable information to or permit access to personally identifiable information by our subsidiaries, affiliated companies, vendors and service providers for the purpose of verifying data or where such access is incidental to their assisting us.

Protecting Our Legal Rights and Other's Rights:

We do not otherwise share personally identifiable information about website users with third parties unless we believe using or sharing such information is appropriate to carry out a user's request or if we have a good-faith belief that access, use, preservation or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce our Terms and Conditions, including investigation of potential violations thereof, (c) detect, prevent or otherwise address fraud, security or technical issues, or (d) protect against imminent harm to the rights, property or safety of the Company, its users or the public as required or permitted by law.

We reserve the right to disclose your personally identifiable information as required by law or when we believe that disclosure is necessary to protect our rights and/or comply with a legal or judicial proceeding or court order.

Customer Testimonials/Reviews:

We post customer testimonials/reviews on our sites, which may contain personally identifiable information. We do obtain the providing customer's consent prior to posting any such testimonial/review.

Authorized Users:

We control and operate this Site from our offices in the United States of America. We endeavor to operate the Site system in conformance with the laws of Georgia and the United States of America. We do not represent that the Site is appropriate or available for use in any specific location. Access to the Site from locations where its use or contents are illegal is prohibited. Persons who choose to access this Site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.

Our Commitment To Children's Privacy:

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 13, and the Site should not be used by children under the age of 18.

Site Changes:

Please note that we review our privacy practices from time to time, and that our practices are subject to change. We ask that you bookmark and periodically review this page to ensure continuing familiarity with the most current version of our Privacy Policy. All amended terms shall be automatically effective after they are posted on the Site. By visiting and using the Site, you agree to be bound by the terms and conditions of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use or access the Site.

How To Contact Us:

Should you have other questions or concerns about these privacy policies, please contact us.

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